At Schafer & Schafer, we fight for families when they need it most. In a recent wrongful death case, our firm recovered $1 million in policy limits for the family of a young Indiana girl killed in a crash with a farm tractor — a result the insurance company refused to offer before we got involved.
When the family first came to us, they were facing a painful situation without any support from the insurance company. Despite their loss, the insurance company had refused to offer any meaningful compensation. Once we took over the case, we began a thorough investigation to uncover what really happened.
Our Investigation Uncovered a Key Legal Violation
Through our investigation, we found that the tractor was being operated on a public roadway without a slow-moving vehicle emblem, which is required by Indiana law. This important detail created a significant liability issue for the operator and their insurance company.
After presenting this evidence and showing that we were prepared to move forward in court if necessary, the insurance company changed its position. They ultimately agreed to pay the full $1 million policy limits available under the insurance policy.
Holding Negligent Parties Accountable
This outcome reflects the importance of strong legal advocacy and careful investigation. At Schafer & Schafer, we are committed to helping families find answers and holding responsible parties accountable. We take pride in the results we achieve and the trust our clients place in us.
What Indiana Law Says About Tractors and Farm Equipment on the Road
In Indiana, farm equipment like tractors is allowed on public roads, but there are important safety regulations that must be followed. These vehicles are not permitted on interstates, and when traveling on local or state roads, they must display a slow-moving vehicle (SMV) emblem to warn other drivers. Failure to display this emblem is a violation of state law — and a contributing factor in many preventable crashes.
Who Can Drive Farm Equipment on Indiana Roads?
Unlike commercial truck drivers, farm equipment operators in Indiana are subject to fewer restrictions:
- They can be as young as 16-and-a-half
- They are not required to have a commercial driver’s license (CDL)
- There are no limits on driving hours
- Use of hand-held phones (aside from texting) is allowed
- Inspections and emergency equipment are often not required
This means large vehicles may be operated by relatively inexperienced drivers, without the oversight required in other transportation industries.
Common Causes of Tractor Accidents
Every year, hundreds of Indiana crashes involve farm equipment. Common causes include:
- Lack of required signage or lighting
- Inexperienced or distracted operators
- Poorly maintained equipment
- Failure to yield or allow passing traffic
When farm equipment is parked improperly, driven without warning signs, or operated carelessly, serious accidents can occur. In these cases, the operator, vehicle owner, or another party may be held legally responsible.
Have You Lost a Loved One in a Tractor or Farm Equipment Crash?
If you or someone you know has experienced a serious injury or loss involving a tractor or other farm equipment, we are here to help. These cases can be complex, especially when an insurance company refuses to take responsibility.
Contact Schafer & Schafer today for a free consultation. We will review your case and help you understand your legal options.
