Understanding Your Rights After a Semi-Truck Underride Accident

There are few crashes more devastating than a semi-truck underride accident. When a passenger vehicle gets lodged beneath the massive trailer of a semi-truck, the results are often catastrophic, and lives are forever changed in an instant. At Schafer & Schafer, we don’t back down from these brutal cases. We’ve seen the aftermath firsthand, and we’ve made it our mission to fight relentlessly for the victims and families left behind. Trucking companies cut corners. Drivers speed through fatigue. Manufacturers fail to install simple safety guards. And when their negligence causes destruction, they must be held accountable. 

If you or someone you love has been hurt in a semi-truck underride accident, it’s critical to understand your legal options. Our experienced legal team is here to guide you every step of the way, from investigating the crash to negotiating with insurers and taking your case to court if needed. The road to recovery starts with one call. Contact Schafer & Schafer today. We’re not just attorneys, we’re your voice, your shield, and your fiercest advocate in the pursuit of justice.

What Is a Semi-Truck Underride Accident?

Semi-truck underride accidents happen when a smaller vehicle collides with a semi and ends up sliding beneath the trailer. There are many causes behind these devastating accidents. In some cases, it's poor visibility or inadequate lighting on the trailer that leaves drivers unable to see the truck in time. In others, it’s a sudden stop by the truck, giving the following vehicle no time to avoid impact. A lack of underride guards, careless lane changes, or even deteriorating road conditions can also play a major role in causing these crashes.

Types of Underride Accidents

Underride accidents generally fall into three categories:

Each type presents unique legal and investigative challenges, but all share one thing in common: they are incredibly serious and often preventable. If you or a loved one has been involved in any type of underride crash, understanding what happened and who may be responsible is the first step toward seeking justice and fair compensation.

Why Are Underride Accidents So Dangerous?

What makes them so deadly is the way they bypass the safety systems built into most passenger vehicles. When a smaller vehicle slides under the trailer of a semi-truck, the impact often crushes or shears off the upper portion of the car, in many cases, seat belts, airbags, and crumple zones offer little to no protection. 

These crashes are even more dangerous when trailers lack properly installed or maintained underride guards, safety features designed to prevent vehicles from sliding underneath. The danger escalates further when the truck carries heavy or hazardous cargo, which can increase the force of impact or introduce fire, chemical exposure, or other serious risks.

Typical Injuries from Underride Collisions

Injuries from underride accidents are often severe, life-altering, or fatal. Common injuries include:

Preventing underride crashes requires action on both sides. Drivers of passenger vehicles must stay alert around trucks, keeping safe distances, avoiding blind spots, and using extra caution when trucks stop suddenly or make wide turns. Trucking companies are also responsible for ensuring that underride guards are installed, properly maintained, and combined with visibility features like reflectors and trailer lighting.

Legal Options After a Semi-Truck Underride Accident

If you or a loved one has been injured in a semi-truck underride accident, taking immediate legal action is critical. These accidents often lead to devastating injuries, and pursuing a personal injury claim can help you recover the compensation you need to cover medical bills, lost income, and the pain and trauma you’ve endured.

Who Can Be Held Liable?

When determining liability, several parties may share responsibility for an underride accident. These can include:

Understanding who may be responsible is a key part of pursuing your claim. An attorney can investigate the details of the accident, identify all liable parties, and help ensure you receive the full compensation you deserve.

How to Sue After a Truck Underride Accident

Suing after a semi-truck underride accident involves a meticulous legal process. It begins with a thorough investigation to gather crucial evidence, including police reports, accident scene photos, witness statements, medical records, and the truck's maintenance logs and driver's records. Identifying all potentially liable parties, which can include the truck driver, trucking company, trailer or truck manufacturer, and even maintenance providers, is a critical step.

Your attorney will then help you file a formal personal injury lawsuit within the state's statute of limitations – in Indiana, this is typically two years from the accident date. This lawsuit outlines your claims and the damages you seek, which can include medical expenses, lost wages, pain and suffering, and other related losses.

Once filed, the legal process usually involves a "discovery" phase where both sides exchange information and evidence. While many cases are resolved through negotiations and settlements outside of court, if a fair agreement cannot be reached, your case may proceed to trial. Throughout this complex journey, having experienced legal representation is essential to protect your rights, build a strong case, and pursue the full compensation you deserve.

Time Limits to File in Indiana

Under Indiana law, you typically have two years from the accident date to file a lawsuit. Missing that deadline could mean losing your right to seek justice. Consulting an experienced attorney is a vital step to understanding your rights and the compensation you may be entitled to. They can guide you through building a strong case and negotiating with insurance companies or at-fault parties.

What to Do If You’ve Been Injured in an Underride Truck Crash in Indiana

If you’ve been injured in a semi-truck underride crash in Indiana, protecting your rights starts with informed, decisive action. After seeking medical care, the next most important step is understanding your legal options. These cases are often complex, with multiple parties potentially at fault, from negligent drivers to poorly maintained trucks or defective trailer equipment. Navigating that landscape alone can be overwhelming.

How Schafer & Schafer LLP Can Help

At Schafer & Schafer, our team is committed to helping injury victims uncover the truth, build a strong case, and pursue the full compensation they’re entitled to. We handle the details, investigate every angle, and stand up to the powerful trucking companies and insurers so you can focus on healing. Contact Schafer & Schafer today and receive a free consultation.

Understanding Truck Jackknife Accidents in Northwest Indiana

Truck jackknife accidents are among the most frightening and dangerous incidents on the roads of Northwest Indiana. These accidents occur when a truck’s trailer swings out of alignment with its cab, creating a sharp angle that resembles a folding knife. The consequences are severe, ranging from property damage to life-altering injuries, and they often involve multiple vehicles, highlighting the urgent need for preventative safety measures such as proper vehicle maintenance, cautious driving, and adherence to trucking regulations. 

Based in Northwest Indiana, Schafer & Schafer LLP is well-versed in personal injury cases and offers local guidance and dedicated advocacy needed to build a strong legal defense. Whether you’re confronting medical expenses, lost wages, or emotional distress, Schafer & Schafer LLP will fight tirelessly to ensure you receive the justice you deserve. 

What Is a Jackknife Accident?

A jackknife accident happens when a truck’s trailer swings outward, forming a sharp angle with the cab. This type of accident can block multiple lanes of traffic and often involves multiple vehicles, raising the risk of serious injuries and significant damage. Jackknifing typically occurs when the balance between the tractor and trailer is disrupted, usually during a skid. Large commercial trucks are especially vulnerable due to their enormous weight and size, which makes controlling them under certain conditions more challenging. 

What Causes a Truck to Jackknife?

Jackknife accidents are particularly hazardous because they can quickly escalate into large-scale collisions. When a truck's trailer swings uncontrollably, it can block several lanes of traffic, leaving other vehicles with little time to react. The size and weight of commercial trucks amplify the impact, making jackknife accidents a serious threat to road safety and traffic flow. 

Human Error:

Weather and Road Conditions:

Mechanical Issues:

Sudden Maneuvers

These abrupt actions often leave little room for recovery, especially when combined with other factors like poor road conditions or mechanical issues. Understanding how these maneuvers contribute to jackknife accidents is essential when determining liability, as they often highlight instances of negligence or failure to adhere to safety protocols.

Who Is Liable in a Jackknife Truck Accident?

Determining liability in a jackknife truck accident can be complex, but negligence often plays a critical role. In Indiana, proving negligence requires establishing that the responsible party failed to exercise reasonable care, directly causing the accident and resulting harm. Indiana follows a comparative fault system, meaning that multiple parties can share responsibility for an accident. However, victims must provide clear evidence to demonstrate how negligence directly led to their injuries or damages.

Unfortunately, insurance and trucking companies often work against the best interests of those affected by jackknife accidents. These companies may downplay the severity of the incident, offer lowball settlements, or pressure victims into signing agreements that undervalue their suffering and losses. Instead of focusing on fair compensation, their goal is frequently to minimize payouts. This leaves victims and their families in a difficult position, coping with costs that far exceed what’s offered. Understanding who may be liable is a crucial step in seeking justice. Potentially liable parties include:

An experienced personal injury attorney can help by identifying all possible liable parties and holding them accountable. Victims can pursue the compensation they rightfully deserve, even in the face of resistance from powerful companies. 

Common Injuries from Jackknife Accidents

Jackknife accidents are particularly devastating due to the sheer size and weight of commercial trucks, which amplify the force of impact. Smaller vehicles, often lacking the structural integrity to withstand such collisions, bear the brunt of the damage, leading to severe injuries for their passengers. These crashes often result in staggering medical costs, long-term rehabilitation, and significant financial pressure on victims and their families. For those involved, the consequences extend far beyond the physical injuries, as they endure disrupted work lives, mounting expenses, and emotional distress.

The types of injuries sustained in jackknife accidents vary widely, with many victims facing life-altering consequences. Some of the most common injuries include:

The combination of these injuries not only affects physical health but also creates an enduring emotional toll. These risks and injuries show that truck drivers and trucking companies should prioritize safety measures to prevent these catastrophic accidents, injuries, and wrongful deaths

How to Stay Safe and Prevent Jackknife Accidents

Preventing jackknife accidents requires awareness and caution from both truck drivers and passenger vehicle drivers. Truck drivers can reduce risks by maintaining safe speeds, especially on slippery or curved roads, and avoiding sudden braking that could cause the trailer to swing uncontrollably. Regularly inspecting and maintaining the vehicle, including brakes and tires, is critical to ensure safety. 

Passenger vehicle drivers also play an essential role in prevention and can follow these tips to prevent jackknife accidents:

Road safety is a collective effort, and when everyone works together to drive responsibly, we can reduce preventable accidents and protect lives. However, the negligence of even one person can lead to serious collisions, causing life-changing injuries and overwhelming financial burdens. These challenges can feel insurmountable for accident victims, but an experienced attorney can make a difference. A truck accident attorney can help secure the fair compensation victims need to rebuild their lives by holding the responsible parties accountable.

What to Do After a Jackknife Truck Accident in Northwest Indiana

After experiencing a jackknife truck accident in Northwest Indiana, it’s crucial to take immediate steps to protect yourself legally and physically. Your actions following the accident can significantly impact your recovery and any claims you may file. To ensure you’re prepared, follow these key steps:

Once you’ve completed these steps, contact a truck accident attorney as soon as possible. An experienced attorney will help ensure your rights are protected, handle communication with insurance and trucking companies, and maximize your chances of fair compensation for your injuries and damages.

Local Legal Help for Truck Accident Victims

At Schafer & Schafer LLP, we don’t back down from tough cases or powerful trucking companies. We know how devastating jackknife accidents can be and understand the complex federal and state laws governing the trucking industry. Our experienced team is ready to go head-to-head with insurers and corporate legal teams to demand the full compensation you deserve for your injuries, lost income, pain, and future needs.

While you focus on recovery, we handle everything else, investigating the crash, building your case, and fighting relentlessly for justice. With Schafer & Schafer LLP in your corner, you’re not just getting legal help, you’re getting a team that’s battle-tested, driven, and fully committed to protecting your future. Contact Schafer & Schafer today and let us go to work for you.

Truck Accidents vs. Car Accidents: Key Legal Differences in Indiana

Experiencing an accident on the road can be life-altering, not just for the injured but also for their families. Whether it’s a collision with a car or a massive truck, the aftermath can leave victims grappling with severe injuries, emotional pain, and mounting financial challenges. These difficult moments often leave people wondering where to turn or how to move forward. 

While truck and car accidents might seem similar at first glance, the laws surrounding them differ in crucial ways that impact how cases are handled, particularly in Indiana. Understanding these differences is key to securing justice and the financial recovery you deserve. 

At Schafer & Schafer LLP, we understand how daunting this chapter of life can feel, especially as you manage the physical and emotional toll of the accident. Our dedicated personal injury team is here to take on the legal complexities for you, ensuring your rights are protected and that we fight for the compensation you need to move forward.

What Makes Truck Accidents Different from Car Accidents?

Truck accidents differ significantly from car accidents, especially for victims trying to understand their legal options. One of the most notable distinctions is the involvement of commercial entities in truck accidents. These entities are governed by federal regulations, such as those set by the Federal Motor Carrier Safety Administration (FMCSA), which adds layers of complexity to the legal process. For example, truck accident victims often need to act quickly so their legal team can gather critical evidence, such as electronic logging device (ELD) data, driver records, and cargo details, to build a strong case. 

On the other hand, car accident claims usually rely on insurance negotiations between the involved drivers and their policies. While both types of accidents can leave victims with significant emotional and physical burdens, truck accidents require navigating a more intricate system of laws, evidence, and negotiations. 

Common Causes of Truck Accidents vs. Car Accidents

Truck accidents often arise from industry-specific factors like driver fatigue, improper cargo loading, or violations of safety regulations. Car accidents, on the other hand, are more likely to result from distracted driving, speeding, intoxication, or failing to obey traffic signals. Truck crashes often involve more severe injuries and damage due to the sheer size of the vehicles, increasing the stakes for victims.

Third-Party Liability in Trucking Accidents

One key difference with truck accidents is third-party liability. The driver may not be solely at fault; liability could extend to the trucking company, maintenance providers, or cargo shippers. For example, an overloaded truck could indicate negligence by cargo handlers, while poor maintenance points to external service providers. Identifying responsible parties often requires expert legal investigation.

How Legal Claims Differ Between Truck and Car Accidents

Truck accidents are governed by a mix of state and federal regulations, such as those enforced by the FMCSA, and adhering to these rules adds layers of legal complexity. Additionally, truck accident cases frequently involve multiple liable parties, including the truck driver, the trucking company, maintenance providers, or even the manufacturers of defective truck parts. Each party typically has its own legal representation working aggressively to avoid liability. Trucking companies and their insurers deploy highly experienced legal teams with deep resources, all aimed at protecting their interests and minimizing payouts to victims.

By contrast, car accident claims are generally more straightforward. These cases are often resolved between private individuals and their insurers, with many being settled through negotiation without the need for court proceedings. While they can still be emotionally and financially draining, the legal hurdles are generally less daunting than those in truck accident cases. However, the relatively straightforward nature of car accident claims doesn’t diminish the need for legal guidance to protect your rights and negotiate with insurance companies effectively. Strong representation ensures that all responsible parties are held accountable and that victims have the best chance of receiving the full compensation they need to address medical expenses, lost wages, and long-term recovery.

Compensation Differences: Truck Accidents vs. Car Accidents

Truck accidents generally result in higher compensation due to the severity of injuries and damages. Victims may seek reimbursement for medical costs, lost earning capacity, rehabilitation, and even punitive damages in cases of gross negligence. However, trucking companies and their insurers aggressively protect their interests, often complicating and prolonging the claims process.

Types of compensation you can seek for a truck accident in Indiana:

Whereas, car accident claims typically involve fewer parties and less severe damages, making them easier to resolve. Compensation focuses on medical bills, property damage, lost wages, and pain and suffering. While these cases are more straightforward, skilled representation is still critical to ensure a fair settlement.

Types of compensation you can seek for a car accident in Indiana:

With a skilled personal injury team on your side, you can focus entirely on your recovery and caring for your family, knowing we are handling the complexities of your case. At Schafer & Schafer LLP, our role is to fight for your rights, ensure you’re treated fairly, and work tirelessly to secure the compensation you need to rebuild your life.

Why Having a Personal Injury Lawyer Matters After a Truck or Car Accident

After a truck or car accident, having a personal injury lawyer by your side can make a world of difference. The legal process is often complex and filled with critical deadlines, and missing just one can jeopardize your case. Experienced attorneys know the ins and outs of personal injury claims and can uncover opportunities for compensation that you may not even be aware of. By letting them handle the details, you can focus on healing while trusting that no aspect of your case will be overlooked.

What your personal injury attorney does for you during the legal process:

Investigating complex accidents and standing up to insurance companies is what a personal injury attorney does best. They know how to uncover critical evidence, determine who is truly at fault, and challenge insurers who may try to downplay your claim. Having a skilled attorney ensures your case is handled professionally, giving you peace of mind while they handle the legal battle and secure fair compensation on your behalf.

Protecting Your Rights Against Insurance Companies

Insurance companies often put their bottom line ahead of providing fair compensation to accident victims. Whether it’s a car accident or a truck collision, insurers may use tactics such as delaying claims, offering low settlements, or disputing liability to avoid paying what victims rightfully deserve. For truck accidents, these strategies are often more aggressive because of the larger sums at stake. Standing up to insurance companies requires a clear understanding of your legal rights and what your case is truly worth. With a personal injury attorney by your side, you gain an advocate who will fight back against these tactics, ensuring that your rights are protected and your claim is handled fairly.

Get a Free Consultation with Schafer & Schafer LLP

Whether you or a loved one has been injured in a trucking accident or a car crash, securing the compensation you deserve requires experienced legal support. That’s where Schafer & Schafer LLP comes in. With a proven track record in handling both car and trucking accident cases, our team is ready to fight tirelessly to protect your rights and ensure you’re treated fairly. Don’t wait to take the first step toward justice. Contact Schafer & Schafer LLP today for a free consultation.

What to Do After an Uber Car Accident: Steps & Legal Options

Getting into a car accident that involves a rideshare company can be frustrating and infinitely complex. Uber accidents often involve additional complexities compared to standard car accidents. With multiple parties—such as the rideshare driver, Uber’s insurance policies, and potentially other drivers—it can be challenging to determine who is responsible for covering your damages. 

At Schafer & Schafer, our team understands the intricacies of rideshare accident cases and is committed to helping injured victims in Northwest Indiana take the right legal steps. From dealing with insurance companies to building a strong case, we work tirelessly to ensure you receive fair compensation. Follow the proper steps, preserve evidence, and get the legal representation you need to protect your future.

Immediate Steps to Take After an Uber Car Accident

Unlike standard car accidents, when rideshare companies, such as Uber or Lyft, are involved, it can complicate the claims process. Sorting out liability between the driver, the rideshare company, and other drivers requires vital steps to be taken at the scene of the crash, careful documentation and often, legal guidance. 

Steps to Take After a Rideshare Accident:

  1. Ensure your immediate safety and call emergency services.
  2. Seek medical attention, even if injuries appear minor.
  3. Notify the rideshare company of the accident through their app or support line.
  4. Take pictures of the accident scene, damaged vehicles, and visible injuries.
  5. Gather contact and insurance information from all drivers involved.
  6. Document the rideshare driver’s status (e.g., logged into the app, actively transporting passengers).
  7. Save medical records, bills, and other receipts related to the accident.
  8. Consult a car accident attorney experienced with rideshare claims to guide you through the legal process.

Following these steps ensures your safety and well-being and strengthens your case should you need to pursue compensation for damages or injuries.

Understanding Liability in an Uber Car Accident

Liability often depends on whether the Uber driver was logged into the app or actively transporting passengers during the accident. Uber’s insurance policy might provide coverage if the driver was on an active ride, but if the driver was offline, liability may fall on their personal insurance. 

Potential parties that may be liable for your injuries:

The key to resolving liability and determining who will cover the expenses often lies in strong evidence. This includes proving whether the driver was logged in, demonstrating negligence, and ensuring all insurance policies are evaluated thoroughly. A qualified legal team can be instrumental in identifying the liable parties and fighting for the compensation you deserve.

How Uber’s Insurance Coverage Works

Uber’s insurance coverage protects passengers, drivers, and third parties involved in an accident. The extent of coverage depends on the driver’s status during the crash. If Uber drivers are offline and are not using the app, their personal auto insurance policy applies, just as it would in a typical accident. On the other hand, if the driver is logged into the Uber app but has not yet picked up a passenger, Uber provides contingent liability coverage. The most comprehensive coverage applies when the driver is actively transporting a passenger or en route to pick one up. During this period, Uber provides a $1 million liability policy, as well as uninsured/underinsured motorist coverage for injuries caused by another at-fault driver. Knowing what stage of the ride an accident occurred allows victims to identify which insurance policy to claim against, making it easier to hold the appropriate party accountable for medical bills, lost wages, and other damages. 

How Car Accident Attorneys Ensure Fair Compensation in Rideshare Accidents

Rideshare companies like Uber often have vast resources and legal teams dedicated to minimizing their financial liability in accidents, which makes the process extremely difficult for other drivers. A skilled legal team or car accident attorney must fight on your behalf and ensure that their insurance pays for your damages. To establish liability, attorneys leverage their expertise to gather crucial evidence, such as app data, ride details, and driver communication logs. Rideshare companies do not want to pay out the full amount for accidents and often attempt to shift blame or downplay the severity of damages. Attorneys hold these companies accountable by refusing to settle for unfair offers and, if necessary, taking the case to court. 

Contact Schafer & Schafer LLP for Legal Assistance

Every detail matters when it comes to protecting your rights and ensuring you receive the compensation you deserve for medical expenses, lost income, and emotional suffering. Understanding Uber’s insurance policies and the potential challenges rideshare companies face is key to holding the right parties accountable. 

If you’ve been involved in an Uber or another rideshare accident, don’t face the fight for compensation alone. An experienced car accident attorney can guide you through the legal process, gather evidence, and stand up to rideshare companies and their insurance providers on your behalf. Contact Schafer & Schafer LLP today to schedule a free consultation and learn how we can help you secure the maximum compensation you’re entitled to. Your future and recovery should always be the top priority—reach out to our legal experts to take the first step toward justice.